Small business templates & tools
Practical small business templates, calculators and self-help tools you can use to test your own financial scenarios.
Templates
Cash flow forecast template
Use our cash flow template in your business plan to create forecasts for your small business. Understanding cash flow is essential when applying for small business loans and grants.
Business plan template
Business plans are useful when applying for small business loans or applying for government grants. Set out where you intend your small business will go in the next 1-2 years by completing our business plan template.
Marketing plan template
Use this template as a blueprint for targeting new customers and re-evaluating your competitive advantage.
Start-up revenue template
Use this template to quickly work out a ballpark estimate of the revenue potential of your business or idea. Useful when applying for small business loans and business funding.
Start-up costs template
Calculate how much money you’ll need to have before you start up your new business.
One page plan - New markets
Download this one page pdf document to quickly record your plans for your small business to explore new markets.
One page plan - Competitive advantage
It's more important than ever for your small business to have a competitive edge to ensure survival. This One page pdf plan helps you to quickly map out a strategy.
Calculators
Re-calculating your breakeven point helps you set new targets. Experiment with different pricing, overhead costs and margins to identify what your business may look like in the future.
Discover how small changes across five key business indicators can build significant profit to your bottom line.
You may think twice about discounting when you see how much you’re giving up.
Step by step guides
Business Start-up Guide
If you’ve come to the point where the promising business idea floating around your head simply needs to take on a physical existence, relax and follow the steps outlined in our business start-up guide.
Small Business Recovery Guide
Regardless of why you need an increase in sales, it’s important to take steps now. This small business guide will help you take action and prepare for funding or government grants.
Double your sales in 90 days
Regardless of why you need an increase in sales, it’s important to take steps now. This growth guide will help you take action.
Healthchecks
Completing our Start-Up Health Check is quick and easy to do. It highlights the main things every start-up business needs to get right to succeed.
Videos & podcasts
If you’ve come to the point where the promising business idea floating around your head simply needs to take on a physical existence, relax and watch our brief video introduction to business, then follow the steps outlined in our business start-up guide.
Setting a price is like walking a tightrope. It’s a balancing act between pricing too low – and not making a profit – and pricing too high and forcing your potential customers to look elsewhere. Thankfully, you can take the guesswork out of pricing and remove the risk by simply calculating the fixed and variable costs.
Building your small business without a business plan is like going for a boat trip without knowing where you’re going or how you plan to get there. This short video outlines why you need one.
The more you know about your competitors, the easier it is to market your strengths and win customers. This short video outlines some techniques to find out more about businesses you compete against.
Do you have a great business idea or just a flight of fancy? This short video will outline how you can figure out if there are enough customers to make your new idea viable.
Every business wants to improve profits – but deciding on the right course-of-action to get there can be tricky. This short video will outline how you can get started on your own profit plan.
Scott and Brenda from HarborOne talk about the bank's history, it's culture and how the bank is bringing holistic relationships for the benefit of customers.